Rates
Effective 9/30/24
Loan Rates
New Auto Loans
| Vehicle | Term | APR* Rate |
|---|---|---|
| New Cars & Trucks | 0 to 36 Months | 4.75% |
| New Cars & Trucks | 37 to 48 Months | 5.75% |
| New Cars & Trucks | 49 to 60 Months | 5.75% |
| New Cars & Trucks | 61 to 72 Months | 6.50% |
| New Cars & Trucks | 73 to 84 Months | 8.00% |
Used Auto Loans
| Vehicle | Term | APR* Rate |
|---|---|---|
| Used Cars & Trucks | 0 to 36 Months | 5.00% |
| Used Cars & Trucks | 37 to 48 Months | 6.00% |
| Used Cars & Trucks | 49 to 60 Months | 6.00% |
| Used Cars & Trucks | 61 to 72 Months | 7.00% |
| Used Cars & Trucks | 73 to 84 Months | 8.50% |
New Recreational Vehicles
(Boats, Jet Skis, Campers, Motorcycles, ATVs, RVs)
| Vehicle | Term | APR* Rate |
|---|---|---|
| New Recreational Vehicles | 0 to 36 Months | 6.25% |
| New Recreational Vehicles | 37 to 48 Months | 7.75% |
| New Recreational Vehicles | 49 to 60 Months | 7.75% |
| New Recreational Vehicles | 61 to 72 Months | 8.50% |
| New Recreational Vehicles | 73 to 84 Months | 9.75% |
Used Recreational Vehicles
(Boats, Jet Skis, Campers, Motorcycles, ATVs, RVs)
| Vehicle | Term | APR* Rate |
|---|---|---|
| Used Recreational Vehicles | 0 to 36 Months | 7.00% |
| Used Recreational Vehicles | 37 to 48 Months | 8.75% |
| Used Recreational Vehicles | 49 to 60 Months | 8.75% |
| Used Recreational Vehicles | 61 to 72 Months | 9.50% |
| Used Recreational Vehicles | 73 to 84 Months | 10.50% |
Mortgages
| Vehicle | Term | APR* Rate |
|---|---|---|
| First Mortgages | Contact Us | Click for Rates |
| Second Mortgages | 0 to 5 Years | 6.50% |
| Second Mortgages | 6 to 10 Years | 6.75% |
| Second Mortgages | 11 to 15 Years | 7.25% |
| Second Mortgages | 16 to 20 Years | 8.50% |
Savings Rates
Regular Savings & Money Market
| Account | Dividend Rate | APY* |
|---|---|---|
| Share Savings ($50 Minimum to earn Dividend) | 0.10% | 0.10% |
| Christmas / Vacation Club ($5 Minimum) | 0.10% | 0.10% |
| Money Market Savings -
$2,500 to $24,999 $2,500 minimum to avoid fee |
0.50% | 0.50% |
| Money Market Savings -
$25,000 to $74,999 $2,500 minimum to avoid fee |
1.25% | 1.26% |
| Money Market Savings -
$75,000 or more $2,500 minimum to avoid fee |
1.50% | 1.50% |
| IRA Money Market Account $250 minimum |
1.00% | 1.01% |
IRA Savings ($500 Minimum)
| Account | Dividend Rate | APY* |
|---|---|---|
| 6-Month Share & IRA Certificate | 4.00% | 4.07% |
| 7 to 10 Month Share & IRA Certificate | 4.00% | 4.07% |
| 12-Month Share & IRA Certificate |
4.00% | 4.07% |
| 24-Month Share & IRA Certificate** | 3.50% | 3.56% |
| 36-Month Share & IRA Certificate** | 3.00% | 3.05% |
| 48-Month Share & IRA Certificate** | 3.00% | 3.05% |
| 60-Month Share & IRA Certificate** | 3.00% | 3.05% |
*APR = Annual Percentage Rate; APY = Annual Percentage Yield
**0.10% bonus paid on certificate of $50,000 or more for terms of 2, 3, 4, 5 years. A substantial penalty may be imposed for early withdrawal.
2043 E. Prospect Rd., Ashtabula, Ohio 44004 ∙ 440-997-5919
22 W. Jefferson St., Jefferson, Ohio 44047 ∙ 440-624-2110
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