Join us at our 70th Annual Meeting on Nov. 4

Community First Credit Union – Ashtabula, Ohio

Home > Loans > Auto Loans

You deserve a better auto loan

Whether you’re looking to buy a new or used vehicle, or refinance your current auto loan from another lender, we can help with financing.

Auto Loans Driver

Apply & Sign Online

Drive Your Dream with Confidence
At Community First Credit Union, we understand that purchasing a vehicle is more than just a transaction—it’s a journey toward freedom, convenience, and reliability. Whether you’re eyeing a brand-new ride or a dependable used car, our auto loans are designed to put you in the driver’s seat with confidence. We offer competitive rates, flexible terms, and personalized service that ensures you get the best deal tailored to your needs and budget.

Tailored Solutions for Every Driver
We believe that every member deserves a loan solution that fits your unique circumstances. Our dedicated loan officers work with you to find the perfect financing plan, whether you’re a first-time buyer, looking to refinance, or seeking to upgrade your current vehicle. You’re not just another customer—you’re a valued member of our community.

Quick Approvals and Easy Process
Our streamlined application process is designed to get you approved quickly so you can start driving sooner. Plus, with our online application, you can apply from anywhere, receive a prompt decision, and sign online.

Member Benefits That Go the Extra Mile
When you choose Community First Credit Union for your auto loan, you’re not just securing a loan—you’re gaining access to a range of member benefits. Enjoy lower rates, flexible payment options, and the peace of mind that comes with working with a trusted local institution. Our commitment to our members means that we’re here for you at every turn, offering support and guidance whenever you need it.

Transfer your current auto loan to Community First

Are you paying too much for your current loan from another lender? You can easily transfer your auto loan to Community First at our low rate. You could save money with every monthly payment.

Get pre-approved and shop with confidence

Getting pre-approved for an auto loan before you start shopping is one of the smartest moves you can make. Pre-approval not only gives you a clear understanding of your budget, but it also puts you in a stronger negotiating position with dealerships.

You’ll know exactly how much you can afford, so you can shop with confidence, avoid overextending yourself, and focus on finding the right vehicle that fits your financial plan. Plus, with a pre-approval in hand, the buying process becomes smoother and faster, allowing you to drive off the lot without any last-minute surprises. 

Don’t let uncertainty slow you down—get pre-approved and take control of your car-buying experience.

Classic Car Auto Loans

Some people dream of buying a brand new car. For others, it’s an OLD car that starts their engines. That’s why Community First offers our Classic Car Auto Loan.

We understand that a Classic Car is not the same thing as a “Used Car”. Our loan officers take the time to talk with you about your dream vehicle and work to help you finance it. If you are financing a Classic Vehicle that is 25 years old or older, ask us about our Classic Car Auto Loan.

Protect your auto loan with GAP Insurance

Community First gives you a great rate on your auto loan. We also want to make sure you are protected should anything go wrong.

That’s why we offer you Guaranteed Asset Protection (GAP Insurance). If your vehicle is wrecked or stolen, you may owe more on your loan than your insurance is willing to pay you. GAP Insurance through Community First pays for the difference between your insurance settlement and your outstanding loan balance.

If you have collision or comprehensive coverage, your car insurance company will pay the value of your car in a total loss settlement, not what you owe on a car loan or lease. But if you owe more on your car than what it’s worth, gap insurance can help bridge that “gap”.

You can purchase GAP Insurance when you get your auto loan at Community First.

White crossover car on a beach

A better auto loan

  • Low affordable rates
  • No processing fees
  • No application fees
  • Financing options up to 84 months
  • No prepayment penalties
  • Automatic payroll deduction available
  • Apply in person or apply and sign online